Gwendolyn M. Hawkins, CCUFC, Manager

Certified Credit Union Financial Counselor

(312) 499-8813 days (phone/fax)

(773) 626-0623 evenings (phone/fax)

www.gwenshelpinghands.com

SERVICES:

Gwen’s Helping Hands, LLC is a credit education and rebuilding program that assists individuals in the following areas:

• Obtaining your credit report (free through www.annualcreditreport.com or by calling 877-322-8228)
• Reading and interpreting your credit report
• Training on understanding your credit score and how to increase it
• Assistance with clearing up inaccuracies on your credit report
• Assistance with rebuilding your credit (especially after bankruptcy)
• How to set up a workable budget (download budget form here)
• Understanding a debt management plan
• Understanding what bankruptcy is and why it is not always the solution
• Working with collection companies in obtaining settlement offers
• How to opt out of preapproved solicitations (junk mail)
• Assistance in preventing identity theft
• Assistance on how to save money
• How to balance your checkbook and reduce the number of NSFs (non-sufficient fees)
• Explaining the difference between an ATM, debit and credit card
• Credit education seminars
• Working with youth and new account services
• Professional typing services
• Evening and weekend appointments available
• All counseling sessions are confidential
• Low cost and affordable